![]() ![]() 3 After working with the company, you can request a letter to confirm: When you reach out, explain your identity was stolen and ask the business to close the account. 3 You may need to provide each business with a copy of your identity theft report from Step 3. If you receive a bill from a company or notice an unfamiliar business on your credit report, simply contact those businesses’ fraud departments. These accounts would not exist if your identity hadn’t been compromised. When considering what to do after identity theft, closing accounts that were set up without your permission is extremely important. Step 4: Close fraudulent accounts and replace IDs It may take some time, but with the authorities and formal documentation on your side, you should have what you need to start fixing the mistakes. Proof of the theft (bills, IRS notices).Proof of your address (mortgage statement, rental agreement or utility bill).Visit your local police office and bring the following: 3 ![]() ![]() And you may need it to get false information removed from your credit report and keep debt collectors from contacting you. This report will help guarantee certain rights. The FTC will then provide a personalized recovery plan and identity theft report. 6 You can report identity theft to the FTC by visiting or calling 87. The Federal Trade Commission (FTC) is the agency in charge of protecting consumers from deceptive, unfair business practices. Step 3: Report the identity theft to authoritiesĪfter notifying the credit bureaus, it’s time to let the government know what’s going on. 3 This temporary inconvenience can be worth it, because the fraud alert can help keep your identity safe and limit any further damage. Putting a fraud alert on your credit report is free and should make it more difficult for someone to open new accounts in your name. 5 Each credit bureau should then send you a letter to confirm they have put an alert on your reports. Whichever bureau you contact will be required to notify the others to place a fraud alert in their reports as well. Once you’ve reviewed your reports, place a fraud alert with one of the 3 credit bureaus: Experian ®, TransUnion ® or Equifax ®. 4 Someone may have applied for credit cards, gotten an auto loan or used your credit in some other way you didn’t realize. Reviewing your credit reports from the 3 major credit bureaus can help you recognize identity theft and other potential security issues that may have occurred. A credit report is a statement with specific information about your credit situation. ![]()
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